“This lawsuit is frivolous and reflects either a fundamental misunderstanding of Oklahoma insurance law and the market conduct examination process, or a deliberate attempt to misuse the courts to pressure a state regulatory agency into producing an unfinished examination.
The Oklahoma Insurance Department will not be bullied by trial lawyers, political actors, or anyone else into cutting corners simply because our regulatory process does not fit their preferred litigation or political timeline.
Market conduct examinations are governed by law and established regulatory procedures for a reason. The Department’s responsibility is not to produce a report on demand for use as evidence in private litigation. Our responsibility is to conduct a thorough examination, protect the integrity of that process, ensure the findings are supported by the evidence, and ultimately protect Oklahoma policyholders.
The examination of the handling of roof claims remains ongoing. The independent examiner has not yet submitted a final report to the Department. I cannot release a final report that does not yet exist.
Instead of allowing our professional staff and independent examiner to complete their work, trial lawyers have now chosen to expend time and resources asking a court to interfere with an ongoing regulatory examination. Every hour spent responding to unnecessary litigation is an hour and taxpayer resource that could otherwise be devoted to the work Oklahomans actually expect us to do.
I have been clear from the beginning: I want this examination completed, and I want the final product to be thorough, accurate and legally defensible. If wrongdoing occurred, consumers deserve findings strong enough to withstand scrutiny—not a rushed report designed to satisfy a press release, campaign calendar or private lawsuit.”
Here is a letter from Commissioner Mulready to Attorney General Drummond dated 7/31/26 responding to the request that the examination report be released.
ABOUT OID
The Oklahoma Insurance Department, an agency of the State of Oklahoma, is responsible for the education and protection of the insurance-buying public and for oversight of the insurance industry in the state.
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